After a big secondary share sale, Revolut‘s value has risen to seventy-five billion dollars, pushing the limits of Europe’s financial technology landscape once again. The announcement, which was made in London on Monday, shows a huge 66% increase from its value last year. For a company that began less than a decade ago as a bold experiment in digital banking, this latest milestone underscores how far it has come and how confidently global investors are now betting on its future.
Some of the biggest tech and finance investment firms were interested in the most recent share sale. Revolut said that Coatue, Greenoaks, Dragoneer, and Fidelity were the main players. All of these companies are known for backing companies that shape the next generation of global tech. The list of investors grew even longer, adding names like Andreessen Horowitz, Franklin Templeton, and Nvidia’s venture arm. These investors come from different industries and parts of the world, but they all agree on one thing: Revolut is not just growing; it is changing the way financial services work.
Although this valuation was achieved in private markets rather than through a public listing, the number places Revolut above many of Europe’s long-standing banking giants. The company’s value is now higher than that of big public companies like Deutsche Bank, Barclays, and Societe Generale. This comparison has gotten people in the financial world talking about what makes a modern bank and how quickly people are switching to digital-first models. Many observers see Revolut’s rise as a reflection of shifting habits, especially among younger customers who prefer an intuitive, app-based financial ecosystem over traditional branches and paperwork.
The story of Revolut starts with its founders, CEO Nikolay Storonsky and CTO Vlad Yatsenko. Both of them had strong backgrounds in finance and technology, and they were both unhappy with how traditional banks worked. What started as a simple idea to make international spending more cost-effective soon grew into a platform offering everything from savings accounts and investments to travel insurance and cryptocurrency trading. Revolut’s wide range of services is one of the things that makes it popular. It has changed from a small currency exchange app to a global financial hub with more than 65 million users on multiple continents in the last ten years.
One of the best signs that Revolut is doing well is that it is making a lot of money. Last year, the company reported a pretax profit of 1.1 billion pounds, marking a one-hundred-forty-nine percent surge from the previous year. These numbers show that Revolut is not only growing by getting new users, but it is also getting closer to being profitable in the long term, which is a problem that many fintech companies have trouble with. Each rise in value has also changed the lives of employees and early investors. Revolut’s value has gone up from $33 billion in 2021 to $45 billion in 2024, and now $75 billion in 2025. Not many companies in Europe’s tech sector have been able to keep up such a steady rise.
Despite these achievements, Revolut still faces one major hurdle in its home country: the long-awaited full United Kingdom banking licence. Getting this licence has taken a long time, in part because regulators need to look at more than just the company’s finances. They also need to look at its internal controls, compliance frameworks, and ability to keep running smoothly. The world of fintech moves quickly, but banking rules don’t. For Revolut, obtaining this licence would not only deepen its credibility in the UK market but also expand the services it can offer locally. Many analysts in the industry say that the licence could lead to traditional lending, better deposit protections, and new ways to gain a competitive edge. Until then, Revolut can only do certain things because it has a special licence.
Still, the absence of a full licence has not slowed down investor enthusiasm. That willingness to invest so much in the company suggests that there are bigger changes happening in the financial services industry. People don’t just think of banks as places to go anymore or as institutions with a long history. Instead, trust is based on how well a service works, how open it is, and the feeling that it is keeping up with the times. This change has come to be represented by Revolut. The brand is known for quick customer support, real-time notifications, intuitive budgeting tools, and global usability. A lot of people who used to be afraid to manage their money through an app now think that digital platforms are safer and easier to use than regular banks.
Revolut’s growth is also a sign of the larger trend of European fintechs trying to keep up with new technologies in the US and some parts of Asia. Europe has a reputation for having strict rules, but it is also home to some of the most creative and ambitious new financial companies in the world. Revolut’s success has made many other businesses rethink how they handle payments, loans, insurance, and investments. This growing ecosystem has made Europe a more appealing place for international investors to set up shop in financial technology, especially now that the global economy is becoming more digital.
There are some questions that come up because the company has grown so quickly. Some experts are not sure if private valuations are good indicators of long-term stability, especially since tech companies can rise and fall very quickly. Some people say that Revolut’s fast growth in so many service areas could become a problem if it isn’t handled carefully. It’s exciting to always be coming up with new ideas, but it also requires a strong internal structure and a clear plan for long-term growth. Critics say that Revolut is still in a transitional stage because it doesn’t have a UK licence yet and is more driven by promise than by regulatory certainty.
